What’s New at Narmi: November Product Highlights

In November, Narmi delivered enhancements designed to help community financial institutions better serve their customers with speed, security, and customized insights. From Bulk ACH Payments that work to reduce operational burden on staff to Direct Deposit Switching that turns new accounts into primary relationships in seconds, every release is designed to drive immediate impact. New real-time Device and Login Monitoring in Narmi Guard prevents account takeovers before they start, while Narmi’s MCP integration with ChatGPT brings personalized financial insights directly into the world’s most popular AI platform. Explore the updates below to see how efficiency, security, and personalization are shaping the future of digital experiences in banking.

NEW FEATURES AND UPDATES:

Streamline High-Volume Payments and Strengthen Business Relationships with Business ACH

Narmi’s new Bulk Payments feature allows business customers to upload a list of recipients or enter multiple ACH credits in a single, streamlined workflow. Instead of handling vendor or payroll payments individually, businesses can send hundreds of payments at once, review them in an aggregated view, and submit them for approval in just a few clicks. On the back end, financial institution staff benefit from automation of payment submission and tracking, freeing operations teams from manual processing and helping deliver the speed and efficiency that businesses expect. 

See product video.

Instantly Accelerate Deposit Growth with Direct Deposit Switching in Account Opening

With Direct Deposit Switching in Account Opening, applicants can seamlessly redirect their income to their newly opened account in just a few taps. Powered by Narmi’s integration with Pinwheel, this new capability removes manual HR forms, eliminates multi-week delays, and helps Financial Institutions establish primary relationships right at the moment of conversion. By embedding deposit switching directly into the confirmation screen, FIs can unlock faster funding, stronger engagement, and a dramatically smoother onboarding experience.

See product video.

Stop Account Takeovers Before They Begin with Real-Time Device & Login Monitoring

Account takeover attacks are surging and preventing them requires visibility long before funds start to move. Narmi Guard’s new Device and Login Monitoring brings proactive protection directly into the login layer, using real-time device intelligence powered by Fingerprint. Every login attempt is evaluated instantly based on device trust, behavioral patterns, and risk indicators, allowing FIs to automatically accept, block, or lock accounts before fraud escalates. Staff gain full visibility into device profiles and outcomes in Guard Manager, reducing investigation time while preserving a great experience for legitimate users.

See product video.

Bring Personalized Financial Insights to ChatGPT with Narmi’s MCP Integration

Narmi’s MCP now connects directly to ChatGPT, bringing real-time, data-driven financial insights to the world’s most widely used AI platform. With secure OAuth authentication, users can link their accounts and instantly ask ChatGPT questions like “How much did I spend last month?” or “What does my cash flow look like for Q3?” to get accurate answers powered by their actual transaction data. This industry-first launch expands the reach of MCP across both consumer and business banking, meeting users inside the AI tool they use most and setting a new benchmark for intelligent financial engagement.

See product video.

If you have any questions or would like to explore how you can take advantage of these new offerings, please visit help.narmi.com or contact your Narmi representative for a demo.